Why saving is important

提倡‘less is more’，即少即是多的哲学 #生活知识# #生活美学# #现代简约美学#

Saving money is one of the most important financial habits you can adopt. It can help you to become financially secure and provide for you and your loved ones in case of an emergency.

China has one of the highest national savings rates in the world, according to the International Monetary Fund. At 23% of GDP, China’s household savings are 15 percentage points higher than the global average. 

Saving money can help you to:

Deal with unexpected costs and emergencies

Reach your short, medium and long term financial goals, like saving for a car, a house deposit or your retirement

Saving money is good for your health too. Studies throughout the world suggest that people who save for their future feel more positive, sleep better and experience better mental wellbeing than those with no savings.

For some, the thought of saving money can feel like a challenge, but there are small things almost anyone can do to save a little money each month, such as:

Planning your meals and cooking in batches to save money on food shopping

Using price comparison websites to see if you can reduce your bills

Turning down the heating or turning up the air conditioning a couple of degrees

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